As students get older, financial literacy can begin to include more of the money situations they will eventually manage on their own. Understanding a bank balance, figuring out the real cost of something on sale, and deciding how much money can be spent or saved are practical skills that give math a clear purpose.
These free financial literacy worksheets for grades 5 – 6 introduce students to several important money-management concepts through realistic situations. Students will work with discounts and sales tax, follow deposits and withdrawals in a bank account, and make decisions involving income, expenses, needs, wants, and savings.
The calculations are kept approachable so students can focus not only on getting the math right, but also on understanding what the numbers mean and using them to make good financial decisions.
This free worksheet set helps students:
- Calculate discounts and determine sale prices
- Understand how sales tax affects the final cost of a purchase
- Follow deposits, purchases, and withdrawals in a bank account
- Calculate changing account balances
- Understand the difference between income and expenses
- Explore the difference between needs and wants
- Make spending decisions while maintaining a savings goal
- Use math to solve realistic budgeting and money-management problems
Managing Money Worksheets
Discounts & Sales Tax – Grades 5 – 6
Students calculate dollar and percentage discounts, determine sale prices, add sales tax, and solve shopping situations involving the actual amount a customer will pay.
Sunny Maze Bank – Grades 5 – 6
Students use a bank account activity record to follow deposits, debit-card purchases, and withdrawals. They calculate balances and solve situations involving pending purchases, missing deposits, spending limits, and transaction errors.
Income, Expenses, Needs & Wants – Grades 5 – 6
Students work with a monthly money snapshot to calculate income and expenses, prioritize needs, evaluate optional spending, respond to unexpected costs, and make choices while working toward a savings goal.
Each printable includes a student worksheet and a complete answer key, making the activities useful for homeschool lessons, classroom financial-literacy units, independent practice, or real-world math review.
These worksheets are designed to help students see money as more than dollars and cents on a math problem. By working through realistic financial situations, students can begin developing the habits of checking the numbers, considering their choices, and thinking about what happens to their money before they spend it.
Financial Literacy Worksheet – Discounts and Sales Financial Literacy Worksheet – Bank Transactions Financial Literacy Worksheet – Income and ExpensesRelated Worksheets
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